Hold and grow US dollars
Buy USD-stablecoins with M-Pesa, card or PayPal, hold your value in dollars, and earn on idle balances — all in one account.
Earn yield
Put idle USDT & USDC to work — treasury-funded yield, daily accrual, no lockups.
Start earning →No fiat custodyYour dollars are held as USD-stablecoins, not a fiat IOU. Backed 1:1 — see proof of reserves.
Global railsFund with M-Pesa, card, or PayPal across 20+ currencies.
Move anytimeWithdraw or send on-chain instantly, or convert to BTC, ETH and more.
Coinwaka never custodies fiat — your dollars are held as USD-stablecoins you can withdraw or send on-chain at any time. See proof of reserves.